Canada/Tokyo, March 3, 2025 – Digital Wallet, which operates the largest international remittance service in Japan, "Smiles Mobile Remittance (Smiles)" and other global Fintech services, has started a strategic partnership with Payment Source, a Canadian payment gateway infrastructure provider that has offered Canadian tax and public collection infrastructure for over 20 years, to enhance the charging experience for Smiles users in Canada. This partnership not only provides customers with a more seamless way to charge their Smiles accounts but also significantly improves the financial infrastructure for remittances and contributes to strengthening financial inclusion in Canada (the spread of quality financial services to a diverse citizenry).

Payment Source is one of the most trusted financial services companies in Canada, providing advanced and secure payment-related technology to banks, credit cards, the Canadian government, and more for many years. By connecting its payment services, such as PaySimply and e-Transfer, with Digital Wallet's global remittance technology and Smiles' transparent service fees (which offer attractive exchange rates and low fees for users), remitting money from Canada to abroad will become even more efficient and user-friendly.

"Payment Source has built a strong reputation and trust by providing financial infrastructure for public utility payments and tax-related services. We are very pleased to be able to provide the best financial services to global citizens active in Canada through this partnership. This will significantly enhance financial inclusion, leading to better lives for those who are active internationally and their families."
(Digital Wallet CEO Eichi Miyagawa)

Digital Wallet's Smiles has enabled fast and reliable international remittances through advanced technology and excellent user experience. As Japan's largest international remittance service, it has realized seamless remittances for global citizens active in other countries, including remittances to their families back home, as well as business and investments, enriching their daily lives.

With the convenience of Payment Source's trusted infrastructure, Smiles users in Canada will also be able to leverage top-quality financial infrastructure.

"Payment Source is creating innovative solutions that allow people to make payments with their money in a simple and secure way. By incorporating the functionality to load funds into Smiles via Interac e-Transfer, we will provide innovative services to Smiles users."
(Payment Source CEO Rob Hyde)

Having launched Smiles Canada in 2022 and expanded services primarily to users with roots in ASEAN countries, Smiles is taking a significant step towards providing even better quality services through this strong partnership.

This partnership will move our company forward in addressing the important social challenge of financial inclusion, allowing more people, including those in under-served global citizen communities, to access top-quality financial services. According to the Canadian Financial Consumer Agency (FCAC) report of 2021, immigrants continue to lack access to financial services, and day-to-day living remains difficult.

"This partnership with Payment Source is a critical step towards achieving financial inclusion for the international community in Canada. By combining our strengths with their reliable infrastructure, we can develop a seamless living infrastructure that spans Canada and other countries. Our team members from 13 countries around the world are fully committed to enhancing services to realize better lives for those in similar situations, fueled by strong motivation and pride."
(Digital Wallet CEO Eichi Miyagawa)

■About Digital Wallet Group and Digital Wallet Co., Ltd.

Digital Wallet Group (DWG) is a global service provider that operates in various countries, starting with Digital Wallet Co., Ltd. (DWC), a Fintech company based in Japan. Digital Wallet was established in 2014 by members who were former designers and engineers at Sony and executives of global cloud services. It provides applications and infrastructures that support more than 50 million users for B2B services and offers global Fintech services. In 2017, Digital Wallet launched original services combining AI and financial technology (Fintech) to provide "Everyday Great Rates," highly transparent and fair fees, superior customer service in native languages, and real-time global remittances to international citizens. Smiles has become Japan's number one international remittance service and continues to support international social life as a living infrastructure, including acquiring the remittance service of the Seven-Eleven Group to become Japan's largest ATM network by 2024. Smiles has won the Good Design Award in 2021, celebrated for its design and functionality, and is currently expanding business to eight countries, including the USA, Canada, Singapore, the Philippines, and Vietnam.

Additionally, DWG has a unique corporate philosophy not solely focused on profit but also aims to realize a peaceful and sustainable international community. Since its inception, it has continued to engage in over 200 charitable contributions, social initiatives, and activities supporting the international community.

For more company details, please visit the following link.
Digital Wallet Co., Ltd.: https://digitalwallet.co.jp/

■Mobile International Remittance Service "Smiles Mobile Remittance"

Smiles Mobile Remittance (Smiles) was launched in 2017 by Digital Wallet Co., Ltd. (DWC) and is Japan's largest overseas remittance service, boasting over 1.2 million mobile application downloads. With advanced technologies such as AI, facial recognition, machine learning, and financial scoring, users can access convenient and efficient services. For service details, please visit the following link: https://www.smileswallet.com